“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
5.0 Client Reviews
Independent Financial Advisor for Australian Families Your Financial Freedom Starts Here.
As your independent financial advisor, we show everyday Australian families the exact, data-driven path to pay off your mortgage faster, turn "bad" debt into wealth, and secure your retirement.
20 Years
Average saved off the mortgage
ASIC-audited and RG146 accredited
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Trusted by hardworking Australian families for over 23 years
Real guidance. Real integrity. Real results, because if we wouldn't invest in it ourselves, we'd never recommend it to you.
You've Done Everything Right So Why Does the Math Still Not Add Up?
You've worked hard your whole life. You've raised your kids, put in the long hours, earned a good combined income and built real equity in your home. Then one day you sit down, look at your super, do the sums, and your stomach drops. It won't be enough.
See How We Fix It23+
Years helping Australian families
20
Average years saved off the mortgage
One Clear Plan to Pay Off Your Mortgage Faster and Retire With Confidence
We give ordinary Australian families a step-by-step, one-on-one financial strategy that pays off the mortgage decades sooner and secures their retirement.
Your Complete Mortgage-Freedom Roadmap
Everything your independent financial advisor covers to move you from drowning in debt to in control of your future:
we listen first, then map exactly where you stand today.
We invest in you first: two 1.5-hour sessions of personalised independent financial advisor guidance, at no cost and with no commitment.
The Independent Financial Advisor for Hard-Working Families Who Refuse to Reach Retirement Still Owing the Bank
The gap between waiting and acting with an independent financial advisor, side by side.
Doing Nothing
With an Independent Financial Advisor
01Your mortgage
Paid off near (or past) retirement
Potentially paid off up to 20 years sooner
02Your super
"It won't be enough"
A clear, growing retirement nest egg
03Your debt
Bad debt draining you
Good debt building wealth
04Your tax
Paying more than you need to
Legally minimised
05Your mindset
Fear, guesswork, sleepless nights
Control, clarity, confidence
Your Simple, Step-by-Step Path to Pay Off Your Mortgage Faster
Two free sessions with an independent financial advisor, real numbers and a clear plan, all one-on-one and fully online.
Our promise to you
We invest in you before you invest a cent: 3 hours of real, personalised independent financial advisor guidance, free and obligation-free. We believe in what we do, and we believe you will too.
Independent Financial Advisor Reviews
Real Families. Actual Numbers. Your Peace of Mind.
5.0 Client Reviews
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
“23 years of experience shows. We trusted them with our future and they've delivered.”
DR
Dave & Renee
Western Australia
“No jargon, no pressure. They explained everything until it clicked. Best financial decision we've ever made.”
ST
Sarah T.
Queensland
“We went from 'our super will never be enough' to a plan that pays our house off 19 years early. We can finally breathe.”
MJ
Mark & Jodie
Perth (FIFO)
About Us
For Over 23 Years, We've Helped Australian Families Take Back Control.
We are an independent financial advisor built for the hard-working people the system overlooks: FIFO workers, essential workers, dual-income households, and parents who've earned a good living and built real equity, but were never handed a clear plan for what comes next.
Everything your independent financial advisor does here is one-on-one, fully online, and built on data, never emotion or hype. We show you the numbers: if the numbers work, the money works. Pay off your mortgage faster, turn bad debt into wealth-building good debt, reduce your tax, and secure your retirement.
Our mortgage reduction, retirement planning and tax minimisation strategies are mapped to your real budget, goals and borrowing capacity.
Clients Above Transactions, at Every Step.
Integrity
If we wouldn't do it ourselves, we won't recommend it to you.
Clarity
An independent financial advisor who speaks plain English: real data, no jargon and no pressure.
Partnership
Gain access to our network of industry-leading professionals and exclusive opportunities.
Fully Accredited
An RG146 accredited, ASIC-audited independent financial advisor with skin in the game.
FREQUENTLY ASKED QUESTIONS
Q: What does it cost?
A: Your first two sessions with your independent financial advisor (about 3 hours of personalised guidance) are completely free and obligation-free. There's no cost and no commitment to see your plan.
Q: Is this going to be a high-pressure sales pitch?
A: Not at all. Your first two sessions are completely obligation-free and cost you nothing. We're here to educate and hand-hold. You decide what happens next, in your own time.
Q: I don't understand shares, ETFs or the stock market. Is that a problem?
A: Not one bit. Most families new to an independent financial advisor feel exactly the same. We focus on property fundamentals you already understand, and we explain every single step in plain English.
Q: We still have a lot of debt. Have we left it too late?
A: Almost certainly not. Existing equity and income are exactly what we use to build your plan. The best time to start is now. The second-best time was yesterday.
Q: How much time will this take out of my week?
A: Just two 90-minute online sessions with your independent financial advisor, scheduled around your FIFO roster and family. Everything is done from home.
Q: Why should I trust Liberty Solutions over anyone else?
A: 23 years of experience as an independent financial advisor, RG146 accreditation and ASIC-audited compliance, plus a simple rule: if we wouldn't invest in it ourselves, we'd never recommend it to you. We even put our own skin in the game.
Q: What makes an independent financial advisor different from a mortgage broker or financial planner?
A: Brokers find you a loan and planners often push managed products. An independent financial advisor builds a complete, data-driven plan around one clear goal: paying off your mortgage faster and turning your existing equity into wealth. One-on-one, in plain English, with no products pushed on you.
Q: Do you actually invest in what you recommend?
A: Yes. Skin in the game is a core rule for us. If we wouldn't put our own money into a strategy or property, we would never recommend it to you.
Q: What do I get that I couldn't get from a free online calculator?
A: A calculator shows you numbers. An independent financial advisor shows you the strategy behind them: how to structure your equity, reduce your tax, and use good debt safely, all mapped week by week against your real budget, with guidance at every step.
Q: Do I get access to other professionals through you?
A: Yes. Clients of our independent financial advisor team gain access to our network of industry-leading professionals, from accountants to finance and property specialists, plus exclusive opportunities that rarely reach the general public.
Q: Why do you only recommend brand-new property?
A: Because the data supports it: maximum depreciation benefits, lower maintenance risk, and stronger tenant appeal. Every recommendation is backed by numbers, never emotion or hype. If the numbers work, the money works.
Ready to Be Mortgage-Free Years Sooner?
Trade Sleepless Nights for a Clear Plan to Pay Off Your Mortgage Faster
Book your free, obligation-free strategy session with an independent financial advisor and walk away knowing exactly how to secure your retirement. No cost, no pressure, no jargon.
- See your mortgage-freedom timeline mapped to real numbers
- Discover how to legally reduce your tax and grow good debt
- Finally replace fear with a clear plan from an independent financial advisor
🔒 100% obligation-free, no cost, no commitment🤝 Guided one-on-one, entirely online⏳ Limited free sessions each month, so book before they're gone
Consequence of delay: Every month you wait is more interest paid, less time for your plan to work, and another month closer to retirement with debt still hanging over you. The biggest risk is doing nothing.